Turning 65 Helpline

RAIMA Insurance & Financial Services

Healthcare Benefits | Dental Benefits | Rx Benefits

It’s A True Honor To Be Helping People, Turning 65,
Receive The Healthcare Benefits That They Want, Need & Deserve!

Richard C. Nevins, Licensed Insurance Professional that Specializes in Healthcare Benefits


Richard C. Nevins*

Toll Free 888-202-9020

Direct 469.250.8061

Hours: 9 AM – 5 PM

*Licensed Insurance Professional that Specializes in Healthcare Benefits



Are you finding the World of Healthcare Benefits, Medicare Part A, Medicare Part B, Medicare Part C, Medicare Part D, Prescription Drug Plans, Medicare Supplements and Medicare Advantage Plans a bit more complex than you first imagined?

Did you know that you may have options to switch or change to a different Healthcare Plan during the year, under certain qualifying circumstances, if you wanted to? If you have moved to a new area, have COPD, Heart Problems, Diabetes or if you think you may qualify for Medicaid, you should call us today – you may have additional benefits available!

As Someone Turning 65, You May Have Many Questions, We Understand Your Confusion…
We Can Help Clear The Fog & Provide Answers, Choices, Options & Solutions!

? Annual Coordinated Election Period or Annual Enrollment Period or AEP

? Special Enrollment Periods (SEP)

? What Is a Medicare Advantage Plan & Its Advantages vs Disadvantages

? What Is The Donut Hole (“The Black Hole“)

? What To Do If You Qualify For Both Medicare & Medicaid & How To Find Out

? How You May Be Able To Qualify For Added Benefits, If You Have Heart Disease, Diabetes or COPD

? Low-Income Subsidies – Do You Qualify? (How and Where to Apply)

? Low-Income Subsidies – Do You Qualify? (How and Where to Apply)

? Formulary Determinations and Appeals

? Open Enrollment Periods (OEP)

? What Medicare Does and Doesn’t Cover, Co-Pays & Deductibles

? What Is A Medicare Supplement, A Medigap, A HMO, A POS, Or A PPO

? What To Do In The Coverage Gap

? Generics vs. Preferred Generics

? Deductions From Social Security Checks For Medicare Part A, Medicare Part B

? How You May Be Able To Qualify For Help With Prescription Cost

? Find Out If Value Added Benefits Such As: Vision, Dental, Gym Benefits & OTC Benefits Are Available In Your County

? What Are The Penalties for Late-Enrollment For Medicare Part B & Medicare Part D

Well, You Are Not Alone! We are proud to present some Innovative, Effective, Efficient and Comprehensive Services that are available for those Turning 65 and their ever changing Healthcare Benefits concerning Medicare Part A, Medicare Part B, Medicare Part D, Medicare Advantage Plans, Medicare-Medicaid Plans and Medicare Supplements. Receive No-Hassle, No Obligation Information in figuring out which is which and what may give you more benefits, at a lower cost, for your unique situation…

Whether your concerns are: What to do if you are “Aging into Medicare” or how to lower your healthcare cost or options to reduce your prescription drug cost or how to find out if you qualify to receive a Medicare Part B Refund each and every month back from Social Security. You now have an Independent (Non-Governmental) Resource to find out the Choices, Options & Solutions that you have pertaining to the Healthcare Benefits that you want, need, deserve and have earned.

You can also learn if there is a $0 out-of-pocket cost option available for diabetes supplies or $0 Primary Care visits options available or is a Referral needed to see a Specialist or even if $0 Rx Deductibles are available in your County. Are you able to visit your Doctor of Choice or do you have to see a “Network Doctor”? Finally, if needed, you can also get information on where you may be able to receive help in getting your outstanding Healthcare Claims submitted and/or processed.

We are here to provide you with hassle-free, no-obligation information that will provide you Choices, Options & Solutions available in your County. We believe in treating Medicare Eligibles with the respect and care that they have earned and deserve. We Are Here For You!


DISCLAIMER:   By emailing or calling the above Helpline, you are giving the Turning 65 Specialist / Independent Sales Professional consent to contact you at either the phone number and / or e-mail address you provide. You are also giving the above Turning 65 Specialist / Independent Sales Professional permission to call or e-mail you regarding Healthcare Choices, Options & Solutions, which of course does not obligate you to buy or purchase anything but is to educate you, in order for you to make an informed decision, on receiving the benefits that you want, need and deserve!

This website is a private website and is not associated, endorsed or authorized by the Social Security Administration, the Veterans Administration, the Department of Defense, nor with any Territory, Township, City, Village, County or State, or with the Health Care Financing Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services nor do we claim to be. This website contains basic information about Healthcare Benefits, may also include Medicare, services related to Medicare and services for people with Medicare.  If you would like to find more information about the Government Medicare program please visit the Official US Government Site for People with Medicare located at www.medicare.gov

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